Kelly Benefits Exchange Website Disclaimers

Disclaimer of Warranty
All information contained herein is provided “AS IS” without warranty, expressed, or implied. Kelly Exchange Services, LLC and Kelly & Associates Insurance Group, Inc., its affiliates and subsidiaries, expressly disclaim all liability in respect to actions taken or not taken based on any or all of the contents of this website.

Use Limitation Disclaimer

This website and related materials contain propriety information, property of Kelly & Associates Insurance Group, Inc. and Kelly Exchange Services, LLC.  As such, no materials may be used or reproduced by an unaffiliated third party without the express written consent of Kelly & Associates Insurance Group, Inc.

Copyright © 2021 Kelly & Associates Insurance Group, Inc. All rights reserved.

Educational Element Disclaimer
These educational materials on Health Care Reform are provided by Kelly & Associates Insurance Group, Inc., and Kelly Exchange Services, LLC, as a general informational and educational service for customers and prospective customers. These materials should not be construed as, and do not constitute, legal advice nor accounting, tax, or other professional advice or services on any specific matter; nor do these materials create an attorney-client relationship. Readers should consult with their counsel or other professional adviser before acting on any information contained herein. Kelly & Associates Insurance Group, Inc. and Kelly Exchange Services, LLC expressly disclaim all liability in respect to actions taken or not taken based on the contents of these materials.

States Licensed in Disclaimer
The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state.

Subsidy Calculator Disclaimer
This calculator provides an illustrative example derived from certain assumptions. Premiums may vary due to assumptions made in setting premiums or the degree of competition in the market. Premiums may also differ based on regional variations in underlying health costs. As such, the numbers provided in the calculator are an estimate based on assumptions and are intended for informational purposes only and not a final determination. Calculator results should not be used to make financial, tax, or legal decisions and are not binding in any way.


Kelly Benefits Exchange Privacy Policy

Kelly Benefits Exchange exists to help you find the health care plan that is right for you. Your privacy is a top priority for us and we will respect it. This notice explains the privacy implications on this website so you can make informed choices.

Kelly Benefits Exchange is committed to protecting the privacy of all visitors to our website through the following practices:

Collection and Use of Online Information
When you visit our website, certain data, such as your computer’s unique Internet protocol (IP) address and the address of the website you came from when you came to visit, will be automatically collected to help us provide better service and a more effective website.

In order to visit certain areas of this site, or to use certain services, you may be asked to provide personal information, such as your name, email, and date of birth. If you decline to provide requested information, our ability to serve you may be limited.

Secure Transmissions
Please be assured that this site is equipped with security measures to protect the information you provide us.

Protection of Personal Information
The personal information that you provide us will not be shared, sold, or transferred to unrelated third parties without your prior consent, unless it is required by law or judicial order. If you supply personal information through an associated or affiliated website, the associate or affiliate may also have access to such information as allowed by law.

Other Sites
This website may contain links to third party websites that may offer useful information. This privacy policy extends to the Kelly Benefits Exchange website only. If you access another organization’s website through, you should read that organization’s privacy policy to determine its website practices.

Changes to Policies and this Page
Our policies can change. If we do change them, we will note the date of the last change. We recommend that you check this page periodically to see if information has changed since your last visit.

Site Privacy Contact information
or questions about your privacy while using this website, please CLICK HERE [contact us form] to use our "Contact Us" page. Please do NOT include any private health information in your email to us (this would include your social security number, financial information or health conditions). 




Health Care Reform mandates do not apply to citizens 65 or older. If you are 65 or older
CLICK HERE to learn more about resources, such as Medicare, that are available to you.



Do you have individual insurance questions? We have the answers.
Contact Kelly Benefits Exchange today! Call 877-968-3924

Kelly Benefits Exchange is your destination for Individual & Family Health Insurance Quotes.

We are here to serve the individual health insurance needs of you and your family as mandated by the Affordable Care Act (ACA). On this site you can purchase the right health insurance plan that meets your unique needs and budget as well as understand if you qualify for government assistance (also known as premium tax credits or a subsidy). 


Copyright © 2021 Kelly Benefits. All rights reserved.